When Harriet Westaway receives an unexpected letter telling her she’s inherited a substantial bequest from her Cornish grandmother, it seems like the answer to her prayers. She owes money to a loan shark and the threats are getting increasingly aggressive: she needs to get her hands on some cash fast. Hal makes a choice that will change her life for ever. But once she embarks on her deception, there is no going back. She must keep going or risk losing everything, even her life…